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The factors that influence the financial behavior of arabica coffee farmers in Aceh Tengah Regency
Akhmad Baihaqi, Suyanti Kasimin, Riski Ardila Putri

Last modified: 2021-10-06

Abstract


Arabica coffee is one of the leading export commodities that have high economic value. The study aims to describe the financial behavior of Arabica coffee farmers and to find out what factors influence the financial behavior of Arabica coffee farmers in Aceh Tengah Regency. The sample in this study was 147 samples taken by simple random sampling. This study uses a descriptive statistics and ordinal logistic regression. The results of descriptive statistics show that the financial behavior of Arabica coffee farmers in Aceh Tengah Regency is good enough, with a percentage of 57%. This condition is not optimal in managing their finances because of the 9 statements used to measure financial behavior, only 5 statements have been fulfilled. The results of the ordinal logistic regression have a significant effect at the 5% level (< 0.05), namely the variable financial knowledge in the low category (X1)1 0.0034, financial attitude in the fairly good category (X3)2 0.006 and elementary school education (X4)1, 0.012 junior high schools (X4)3 0.011 and  high school (X4)4 0.002 on financial behavior and income variable (X2) > 0.05, so it does not significantly affect the financial behavior of arabica coffee farmers in Aceh Tengah Regency.